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Joy has been in the Mortgage Industry since 2000. She helps clients make the best decisions for short and long-term financial goals. Joy wants to be your lifetime lender, and not just a one-time agent. Licensed by the State of California Department of Real Estate #00979728 expires June 05, 2025 - NMLS #: 274188
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Cal BRE: #00979728
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
